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Loan Calculator Real Numbers, Simple Language

Estimate how much your home, car, bike or personal loan may cost per month. We use indicative bank rates to help you plan — always confirm with your bank before applying.

SBP: 11.50% KIBOR: 11.96% Petrol: ₨399.86/L
May 2026 Indicative Rates Islamic & Conventional All Car & Bike Models SBP Rules Applied Full Document Checklist Knowledge

ABOUT US


About LoanHissab.com | Pakistan’s Free Loan Calculator

LoanHissab.com is Pakistan’s free, independent loan calculator built to help every Pakistani make smarter borrowing decisions in simple language, with real numbers.

Our Mission

Most Pakistanis sign loan agreements without fully understanding the total cost. Banks show you the monthly installment but hide the processing fees, insurance, registration taxes, and true lifetime cost. We change that.

LoanHissab.com gives you:

✓ Real bank rates from 12+ Pakistani banks updated May 2026
✓ Automatic SBP rule checking DBR limits, age limits, tenure caps
✓ True Cost of Ownership beyond EMI to total lifetime cost
✓ Both Islamic and Conventional options compared side by side
✓ Complete document checklists for every bank
✓ Completely free no signup, no email, no hidden charges

What We Cover

Home Loans (Meezan Easy Home, HBFC Ghar Pakistan, HBL, UBL, Faysal Bank, DIB, MCB, JS Bank)

Car Loans (Meezan Car Ijarah, Bank of Punjab, HBL, Bank Alfalah, MCB, UBL, Faysal Bank, DIB)

Bike Loans (Bank of Punjab, Meezan Ijarah, Bank Alfalah, Kashf Foundation)

Personal Loans (HBL, UBL, MCB, Bank Alfalah, Meezan, Askari Bank)

Why We Built This

Pakistan has banks. Pakistan has loans. But Pakistan did not have one honest, free tool that tells you exactly what your loan will cost you over its full life — including registration, taxes, insurance, and fuel.

We built LoanHissab.com because:

Bank websites only show their own products — not the competition. Real estate sites show overly optimistic numbers. Most calculators ignore SBP rules and hidden costs. No single tool covered Islamic and Conventional options in one place.

Our Independence

LoanHissab.com is NOT affiliated with any bank. We do not accept payment from banks for ranking, recommendations, or displaying their products. Our data comes from publicly available bank sources, official SBP publications, and verified market research.

We are an independent financial education tool, not a bank, not a broker, not a financial advisor.

Our Data Sources

Car prices: PakWheels.com (verified May 2026) Bike prices: Atlas Honda, Yamaha, Suzuki official price lists Bank rates: Public bank product pages, updated monthly SBP policies: sbp.org.pk official publications Fuel prices: OGRA (Oil and Gas Regulatory Authority) Tax rates: FBR notifications and provincial regulations

Who Uses LoanHissab.com

First-time car buyers comparing financing options Home buyers calculating affordability before visiting a bank Salaried professionals checking DBR before applying Business owners exploring Islamic banking options Overseas Pakistanis (NRPs) planning property purchases Bank employees double-checking customer calculations Property dealers advising clients on home loan eligibility

Contact Us

Email: thedevstudio.corp@gmail.com Website: https://loanhissab.com

Made in Pakistan | for every Pakistani.