:root{
  --bg:#f5f5f0;--card:#fff;--s1:#f0efe8;--s2:#e8e7de;
  --b0:#dddbd0;--b1:#c8c6b8;
  --t0:#1c1c18;--t1:#424238;--t2:#6e6e62;--t3:#9e9e90;
  --green:#1e5c3a;--green2:#27794d;--greenl:#e5f2ea;
  --gold:#b07d1a;--goldl:#faf0d6;--red:#b03030;--redl:#fdeaea;
  --amber:#9a5f00;--amberl:#fef5dc;
  --body:'Nunito Sans',system-ui,sans-serif;
  --head:'Nunito',system-ui,sans-serif;
  --mono:'Roboto Mono',monospace;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--body);background:var(--bg);color:var(--t0);-webkit-font-smoothing:antialiased;line-height:1.6;font-size:15px;overflow-x:hidden;width:100%}
h1,h2,h3,h4{font-family:var(--head)}
button,select,input{font-family:inherit}

/* ── TOP BAR ── */
.topbar{background:var(--green);color:#fff;padding:8px 16px;font-size:12px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:6px;min-height:37px}
.topbar-left{display:flex;gap:16px;flex-wrap:wrap}
.topbar-left span{display:flex;align-items:center;gap:5px;opacity:.9}
.topbar-left span::before{content:'';width:5px;height:5px;border-radius:50%;background:#7dd9a8;flex-shrink:0;animation:blink 2s infinite}
.topbar-left span b{color:#fff}
.topbar-right{font-size:11px;opacity:.65}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.3}}

/* ── HEADER ── */
.hdr{background:var(--card);border-bottom:2px solid var(--b0);position:sticky;top:0;z-index:200}
.hdr-inner{max-width:1280px;margin:0 auto;padding:0 20px;height:68px;display:flex;align-items:center}
.logo{font-family:var(--head);font-size:20px;font-weight:800;color:var(--green);letter-spacing:-.5px}
.logo span{color:var(--t2);font-weight:500}

/* ── MOBILE RATES BAR (hidden on desktop) ── */
.mobile-rates{display:none;background:var(--green);color:rgba(255,255,255,.85);padding:7px 14px;font-size:12px;gap:12px;flex-wrap:wrap}
.mobile-rates b{color:#fff;font-weight:700}

/* ── HERO ── */
.hero{background:var(--card);border-bottom:1px solid var(--b0);padding:28px 16px 24px;text-align:left}
.hero h1{font-size:clamp(20px,5vw,40px);font-weight:800;color:var(--t0);margin-bottom:10px;letter-spacing:-.3px;line-height:1.2}
.hero h1 em{color:var(--green);font-style:normal}
.hero p{font-size:14.5px;color:var(--t1);margin-bottom:18px;line-height:1.6;max-width:560px}
.features{display:grid;grid-template-columns:1fr 1fr;gap:8px;max-width:560px}
.feat{background:var(--s1);border:1px solid var(--b0);border-radius:8px;padding:8px 12px;font-size:12.5px;font-weight:600;color:var(--t1);display:flex;align-items:center;gap:5px}
.feat::before{content:'✓';color:var(--green);font-weight:700;flex-shrink:0}

/* ── TAB NAV ── */
.tabs{background:var(--card);border-bottom:2px solid var(--b0);position:sticky;top:70px;z-index:100;width:100%}
.tabs-inner{max-width:1280px;margin:0 auto;padding:0 4px;display:flex;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}
.tabs-inner::-webkit-scrollbar{display:none}
.tbtn{padding:13px 16px;border:none;background:none;border-bottom:3px solid transparent;color:var(--t2);font-family:var(--head);font-size:14px;font-weight:700;cursor:pointer;white-space:nowrap;transition:color .15s,border-color .15s;flex-shrink:0;-webkit-tap-highlight-color:transparent}
.tbtn:hover{color:var(--t0)}
.tbtn.on{color:var(--green);border-bottom-color:var(--green)}
.tab-full{}

/* ── LAYOUT ── */
main{max-width:1280px;margin:0 auto;padding:18px 14px 60px;width:100%}
.pane{display:none}
.pane.on{display:block;animation:pop .2s ease}
@keyframes pop{from{opacity:0;transform:translateY(4px)}to{opacity:1;transform:translateY(0)}}

/* Single column by default (mobile-first) */
.pgrid{display:flex;flex-direction:column;gap:14px;margin-bottom:18px;width:100%}

/* ── CARDS ── */
.card{background:var(--card);border:1px solid var(--b0);border-radius:12px;padding:16px;box-shadow:0 1px 3px rgba(0,0,0,.05);width:100%;overflow:hidden}
.card-title{font-size:18px;font-weight:800;color:var(--t0);margin-bottom:4px;line-height:1.2}
.card-sub{font-size:12.5px;color:var(--t2);margin-bottom:16px;line-height:1.45}

/* ── FORM ── */
.field{margin-bottom:14px}
.flbl{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:6px;gap:6px;flex-wrap:wrap}
.flbl-txt{font-size:13px;font-weight:700;color:var(--t1)}
.flbl-badge{font-family:var(--mono);font-size:11px;font-weight:500;background:var(--s1);color:var(--t1);padding:2px 7px;border-radius:4px;border:1px solid var(--b0);white-space:nowrap;flex-shrink:0}
.flbl-hint{font-size:11.5px;color:var(--t3);white-space:nowrap}

/* Input wrapper */
.iw{display:flex;align-items:stretch;border:1.5px solid var(--b1);border-radius:9px;overflow:hidden;background:var(--card);transition:border .12s,box-shadow .12s;width:100%;min-width:0}
.iw:focus-within{border-color:var(--green);box-shadow:0 0 0 3px rgba(30,92,58,.1)}
.ipre{display:flex;align-items:center;padding:0 9px 0 11px;font-family:var(--mono);font-size:11px;font-weight:600;color:var(--t3);background:var(--s1);border-right:1.5px solid var(--b1);flex-shrink:0;user-select:none;white-space:nowrap}
.isuf{display:flex;align-items:center;padding:0 11px 0 7px;font-family:var(--mono);font-size:11px;font-weight:600;color:var(--t3);background:var(--s1);border-left:1.5px solid var(--b1);flex-shrink:0;user-select:none;white-space:nowrap}
input[type=number]{flex:1;min-width:0;background:transparent;border:none;outline:none;padding:10px 11px;color:var(--t0);font-family:var(--mono);font-size:15px;font-weight:600;appearance:none;-moz-appearance:textfield;width:100%}
input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{display:none}
select{width:100%;background:var(--card);border:1.5px solid var(--b1);border-radius:9px;padding:10px 32px 10px 12px;color:var(--t0);font-family:var(--body);font-size:14px;font-weight:600;appearance:none;cursor:pointer;outline:none;transition:border .12s;background-image:url("data:image/svg+xml,%3Csvg width='10' height='7' viewBox='0 0 10 7' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%236e6e62' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 11px center}
select:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(30,92,58,.1)}
select optgroup{font-weight:700;font-size:13px}
select option{font-weight:500;font-size:13.5px}
.sl-wrap{margin-top:8px}
input[type=range]{width:100%;height:4px;background:var(--b0);border-radius:4px;appearance:none;cursor:pointer;outline:none;display:block}
input[type=range]::-webkit-slider-thumb{appearance:none;width:20px;height:20px;background:var(--green);border-radius:50%;border:3px solid var(--card);box-shadow:0 1px 4px rgba(30,92,58,.35);transition:transform .1s}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}
input[type=range]::-moz-range-thumb{width:20px;height:20px;background:var(--green);border-radius:50%;border:3px solid var(--card)}

/* Segmented toggle */
.seg{display:grid;grid-template-columns:1fr 1fr;gap:3px;background:var(--s1);padding:3px;border-radius:9px;margin-bottom:16px;border:1.5px solid var(--b0)}
.sb{padding:9px 8px;border:none;border-radius:7px;background:none;color:var(--t2);font-family:var(--head);font-size:13.5px;font-weight:700;cursor:pointer;transition:all .12s;-webkit-tap-highlight-color:transparent;text-align:center}
.sb.on{background:var(--card);color:var(--green);box-shadow:0 1px 3px rgba(0,0,0,.08)}

/* Hint box */
.hint-box{margin-top:8px;padding:9px 12px;background:var(--greenl);border-radius:8px;border:1px solid rgba(30,92,58,.18);font-size:12.5px;color:var(--green);line-height:1.55}
.hint-box b{font-weight:700}

/* ── RESULT AREA ── */
.result-top{background:var(--green);border-radius:10px;padding:20px 16px;margin-bottom:14px;position:relative;overflow:hidden;width:100%}
.result-top::after{content:'';position:absolute;top:-30px;right:-30px;width:100px;height:100px;border-radius:50%;background:rgba(255,255,255,.06)}
.rt-lbl{font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.65);font-weight:700;margin-bottom:7px}
.rt-amt{font-family:var(--mono);font-size:clamp(30px,8vw,48px);color:#fff;line-height:1;font-weight:700;letter-spacing:-1px;position:relative;z-index:1;word-break:break-all}
.rt-cur{font-size:.45em;color:rgba(255,255,255,.55);margin-right:6px;font-family:var(--body);font-weight:700;letter-spacing:0;vertical-align:middle}
.rt-note{margin-top:9px;font-size:12px;color:rgba(255,255,255,.72);position:relative;z-index:1}

/* ── STATS (always 2 col) ── */
.stats{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:14px}
.stat{background:var(--s1);border:1px solid var(--b0);border-radius:9px;padding:11px 12px;min-width:0;overflow:hidden}
.stat-l{font-size:10px;letter-spacing:.05em;text-transform:uppercase;color:var(--t2);font-weight:700;margin-bottom:4px}
.stat-v{font-family:var(--mono);font-size:14px;font-weight:700;color:var(--t0);word-break:break-all}

/* ── DBR ── */
.dbr{padding:12px;border-radius:9px;background:var(--s1);border:1px solid var(--b0);margin-bottom:14px}
.dbr.warn{background:var(--amberl);border-color:rgba(154,95,0,.2)}
.dbr.bad{background:var(--redl);border-color:rgba(176,48,48,.22)}
.dbr-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:6px;gap:8px}
.dbr-lbl{font-size:11px;letter-spacing:.05em;text-transform:uppercase;font-weight:700;color:var(--t1);flex-shrink:1;min-width:0}
.dbr-num{font-family:var(--mono);font-size:16px;font-weight:700;color:var(--green2);flex-shrink:0}
.dbr.warn .dbr-num{color:var(--amber)}
.dbr.bad .dbr-num{color:var(--red)}
.dbr-track{height:6px;background:rgba(0,0,0,.08);border-radius:4px;overflow:hidden;margin-bottom:7px}
.dbr-fill{height:100%;background:var(--green2);border-radius:4px;transition:width .3s,background .25s}
.dbr.warn .dbr-fill{background:var(--amber)}
.dbr.bad .dbr-fill{background:var(--red)}
.dbr-msg{font-size:12.5px;line-height:1.5;color:var(--t1)}
.dbr.warn .dbr-msg{color:#6b3f00}
.dbr.bad .dbr-msg{color:#7a1f1f}

/* ── BANK COMPARE ── */
.cmp-block{background:var(--s1);border:1px solid var(--b0);border-radius:10px;padding:14px;margin-bottom:14px;overflow:hidden}
.cmp-ttl{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--t2);font-weight:700;margin-bottom:10px}
.brow{display:flex;align-items:center;padding:8px 0;border-bottom:1px solid var(--b0);font-size:13px;gap:6px;min-width:0}
.brow:last-child{border:none}
.brow.top{background:var(--goldl);margin:0 -6px;padding:8px 6px;border-radius:7px}
.bn{font-weight:700;color:var(--t0);flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;font-size:13px}
.br{font-family:var(--mono);color:var(--t2);font-size:11px;flex-shrink:0;white-space:nowrap}
.be{font-family:var(--mono);font-weight:700;color:var(--green);flex-shrink:0;white-space:nowrap;font-size:13px}
.btag{background:var(--gold);color:#fff;font-size:8.5px;padding:1px 5px;border-radius:3px;font-weight:700;text-transform:uppercase;margin-left:4px;vertical-align:middle;letter-spacing:.04em;flex-shrink:0}

/* ── COLLAPSE ── */
.ctoggle{width:100%;margin-top:12px;padding:12px 14px;background:var(--card);border:1.5px solid var(--b1);border-radius:9px;color:var(--t1);font-family:var(--head);font-size:13.5px;font-weight:700;cursor:pointer;text-align:left;display:flex;justify-content:space-between;align-items:center;transition:all .12s;-webkit-tap-highlight-color:transparent}
.ctoggle:hover,.ctoggle.on{border-color:var(--green);color:var(--green)}
.carr{transition:transform .2s;font-size:14px;flex-shrink:0}
.ctoggle.on .carr{transform:rotate(180deg)}
.cbody{max-height:0;overflow:hidden;transition:max-height .3s}
.cbody.on{max-height:9999px}
.cinner{padding-top:12px}

/* Schedule table */
.tbl-wrap{border:1px solid var(--b0);border-radius:9px;overflow:hidden;max-height:300px;overflow-y:auto;-webkit-overflow-scrolling:touch;width:100%}
table{width:100%;border-collapse:collapse;font-size:11.5px;table-layout:fixed}
th,td{padding:8px 6px;text-align:right;border-bottom:1px solid var(--b0);font-family:var(--mono);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
th{font-family:var(--head);font-weight:700;color:var(--t2);font-size:10px;text-transform:uppercase;letter-spacing:.03em;background:var(--s1);position:sticky;top:0;z-index:1}
th:first-child,td:first-child{text-align:left}
td.fixed-col{background:rgba(30,92,58,.04)}
td.var-col{background:rgba(176,48,48,.03)}
th.fixed-col{color:var(--green);background:rgba(30,92,58,.07)}
th.var-col{color:var(--red);background:rgba(176,48,48,.06)}
tr:last-child td{border:none}

/* ── BANK DETAIL PANEL ── */
.bpanel{background:var(--card);border:1px solid var(--b0);border-radius:12px;padding:16px;margin-bottom:20px;overflow:hidden;width:100%}
.bpanel h3{font-size:18px;font-weight:800;color:var(--green);margin-bottom:3px}
.bpanel .ptag{display:inline-block;background:var(--greenl);color:var(--green);font-size:11.5px;padding:3px 8px;border-radius:4px;font-weight:700;margin-bottom:14px}
.live{display:inline-flex;align-items:center;gap:5px;font-size:11px;color:var(--green2);font-weight:700;background:var(--greenl);padding:3px 9px;border-radius:20px;border:1px solid rgba(30,92,58,.18);margin-bottom:9px}
.live-dot{width:5px;height:5px;border-radius:50%;background:var(--green2);animation:blink 1.5s infinite;flex-shrink:0}
.dgrid{display:grid;grid-template-columns:1fr;gap:10px;margin-bottom:18px}
.di-l{font-size:10px;letter-spacing:.05em;text-transform:uppercase;color:var(--t2);font-weight:700;margin-bottom:2px}
.di-v{font-size:13.5px;color:var(--t0);font-weight:600;line-height:1.4}

/* Islamic vs Conventional — stack on mobile */
.fin-compare{display:grid;grid-template-columns:1fr;gap:10px;margin-bottom:16px}
.fc-box{border-radius:9px;padding:13px}
.fc-box.islamic{background:var(--greenl);border:1px solid rgba(30,92,58,.2)}
.fc-box.conv{background:var(--redl);border:1px solid rgba(176,48,48,.15)}
.fc-title{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;margin-bottom:8px}
.fc-box.islamic .fc-title{color:var(--green)}
.fc-box.conv .fc-title{color:var(--red)}
.fc-row{display:flex;justify-content:space-between;font-size:12.5px;padding:4px 0;border-bottom:1px dashed rgba(0,0,0,.08)}
.fc-row:last-child{border:none}
.fc-row .fck{color:var(--t2)}
.fc-row .fcv{font-weight:700;font-family:var(--mono);color:var(--t0);font-size:12px}

.docs-sec{border-top:1px solid var(--b0);padding-top:14px}
.docs-sec h4{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--t1);margin-bottom:11px}
.dtabs{display:flex;gap:3px;background:var(--s1);padding:3px;border-radius:7px;margin-bottom:11px;width:100%;border:1.5px solid var(--b0)}
.dtab{flex:1;padding:8px 10px;background:none;border:none;border-radius:5px;font-size:13px;color:var(--t2);cursor:pointer;font-weight:700;font-family:var(--head);transition:all .12s;-webkit-tap-highlight-color:transparent;text-align:center}
.dtab.on{background:var(--card);color:var(--green);box-shadow:0 1px 3px rgba(0,0,0,.07)}
.dlist{list-style:none;padding:0}
.dlist li{position:relative;padding:9px 0 9px 24px;font-size:13px;color:var(--t1);line-height:1.45;border-bottom:1px dashed var(--b0)}
.dlist li:last-child{border:none}
.dlist li::before{content:'';position:absolute;left:0;top:12px;width:13px;height:13px;border-radius:3px;background:var(--greenl);border:1.5px solid var(--green)}
.dlist li::after{content:'✓';position:absolute;left:2px;top:9.5px;font-size:9px;color:var(--green);font-weight:800}

/* ── EMI OPTIMIZER ── */
.opt{background:var(--goldl);border:1px solid rgba(176,125,26,.25);border-radius:10px;padding:16px;margin-bottom:14px}
.opt-hdr{font-size:15px;font-weight:800;color:#6b4400;margin-bottom:3px}
.opt-sub{font-size:12px;color:#8a5a00;margin-bottom:14px}
.og{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.oc{background:var(--card);border:1px solid rgba(176,125,26,.2);border-radius:9px;padding:12px;min-width:0;overflow:hidden}
.otag{display:inline-block;font-size:9.5px;padding:2px 7px;border-radius:3px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;margin-bottom:7px}
.otag.a{background:var(--green);color:#fff}
.otag.b{background:var(--gold);color:#fff}
.onum{font-family:var(--mono);font-size:18px;font-weight:700;color:var(--t0);line-height:1;word-break:break-all}
.odet{font-size:11px;color:var(--t2);margin-top:6px;line-height:1.5}

/* ── TRUE COST ── */
.tco{background:var(--card);border:1px solid var(--b0);border-radius:10px;padding:16px;margin-bottom:14px;overflow:hidden}
.tco-hdr{display:flex;align-items:center;gap:7px;margin-bottom:3px;flex-wrap:wrap}
.tco-hdr h3{font-size:16px;font-weight:800;color:var(--t0)}
.nbadge{background:var(--green);color:#fff;font-size:9px;padding:2px 7px;border-radius:3px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;flex-shrink:0}
.tco-sub{font-size:12px;color:var(--t2);margin-bottom:12px}
.tco-row{display:flex;justify-content:space-between;align-items:center;padding:7px 0;border-bottom:1px dashed var(--b0);gap:8px;min-width:0}
.tco-row:last-of-type{border-bottom:2px solid var(--t0)}
.tco-row .tl{color:var(--t1);font-size:13px;flex:1;min-width:0}
.tco-row .tv{font-family:var(--mono);font-weight:700;color:var(--t0);white-space:nowrap;font-size:12.5px;flex-shrink:0}
.tco-tot{display:flex;justify-content:space-between;align-items:baseline;padding-top:11px;gap:8px;flex-wrap:wrap}
.tco-tot .tl2{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--t1)}
.tco-tot .tv2{font-family:var(--mono);font-size:22px;font-weight:700;color:var(--green)}
.tco-note{font-size:11.5px;color:var(--t2);margin-top:10px;line-height:1.5}
.warn-txt{color:var(--red);font-weight:700}

/* ── INFO / FAQ ── */
.igrid{display:grid;grid-template-columns:1fr;gap:16px;margin-top:24px;width:100%}
.ic{background:var(--card);border:1px solid var(--b0);border-radius:12px;padding:16px;overflow:hidden}
.ic h2{font-size:20px;font-weight:800;margin-bottom:5px;line-height:1.2}
.icsub{font-size:12.5px;color:var(--t2);margin-bottom:16px}
.ic h3{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--green);margin-top:16px;margin-bottom:7px}
.ic p,.ic li{font-size:13.5px;color:var(--t1);line-height:1.65}
.ic ul{padding-left:16px;margin:5px 0}
.ic strong{color:var(--t0);font-weight:700}
.faq-item{border-bottom:1px solid var(--b0);padding:13px 0}
.faq-item:first-child{padding-top:0}
.faq-item:last-child{border:none;padding-bottom:0}
.faq-q{font-weight:700;font-size:13.5px;color:var(--t0);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;user-select:none;-webkit-tap-highlight-color:transparent;line-height:1.35}
.faq-q::after{content:'+';font-size:20px;color:var(--t2);flex-shrink:0;transition:transform .18s;font-weight:400}
.faq-item.on .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .28s;font-size:13px;color:var(--t1);line-height:1.65}
.faq-item.on .faq-a{max-height:600px;padding-top:9px}

/* ── FOOTER ── */
footer{background:var(--card);border-top:1px solid var(--b0);padding:28px 16px;text-align:center}
.flogo{font-family:var(--head);font-size:20px;font-weight:800;color:var(--green);margin-bottom:9px}
footer p{color:var(--t2);font-size:12.5px;max-width:560px;margin:5px auto;line-height:1.6}
.fcopy{margin-top:12px;font-size:11px;color:var(--t3)}

/* ── DESKTOP UPGRADE ── */
@media(min-width:800px){
  .hero{padding:48px 20px 40px;text-align:center}
  .hero h1{font-size:clamp(32px,4vw,48px)}
  .hero p{margin:0 auto 24px;font-size:16px;text-align:center}
  .features{grid-template-columns:repeat(3,auto);justify-content:center;max-width:none;gap:10px}
  .feat{font-size:13.5px;padding:8px 16px}
  .mobile-rates{display:none!important}
  .topbar{display:flex}
  .tabs{top:107px} /* topbar(37) + header(70) */
  .hdr{top:37px}
  main{padding:28px 20px 80px}
  .pgrid{display:grid;grid-template-columns:400px 1fr;flex-direction:unset;gap:22px}
  .card{padding:24px;border-radius:14px}
  .bpanel{padding:22px;border-radius:14px}
  .card-title{font-size:20px}
  .dgrid{grid-template-columns:repeat(auto-fill,minmax(200px,1fr))}
  .fin-compare{grid-template-columns:1fr 1fr}
  .igrid{grid-template-columns:1fr 1fr;margin-top:40px}
  .stats{gap:10px}
  .stat-v{font-size:15px}
  .og{gap:10px}
  .onum{font-size:20px}
  .result-top{padding:24px 22px}
  .rt-amt{font-size:48px}
  .feat{font-size:13.5px}
  .hdr-inner{height:58px}
}
@media(min-width:1000px){
  .pgrid{grid-template-columns:420px 1fr}
  .hdr{top:37px}
  .tabs{top:107px} /* topbar(37) + header(70) */
}
@keyframes flash{0%{background:rgba(30,92,58,.07)}100%{background:transparent}}
.flashed{animation:flash .5s ease}

/* ── LOADER ── */
#ldr{
  position:fixed;inset:0;z-index:9999;
  background:linear-gradient(145deg,#1e5c3a 0%,#163d28 100%);
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:32px;
  transition:opacity .55s ease,visibility .55s ease;
}
#ldr.hide{opacity:0;visibility:hidden;pointer-events:none}
.ldr-logo{animation:ldr-pop .4s cubic-bezier(.34,1.56,.64,1) both}
@keyframes ldr-pop{from{opacity:0;transform:scale(.7)}to{opacity:1;transform:scale(1)}}
.ldr-bar{
  width:200px;height:4px;background:rgba(255,255,255,.18);border-radius:4px;overflow:hidden;
}
.ldr-fill{
  height:100%;width:0%;background:#5CD65B;border-radius:4px;
  transition:width .08s linear;
}
.ldr-txt{
  font-family:'Nunito Sans',sans-serif;font-size:13px;font-weight:600;
  color:rgba(255,255,255,.6);letter-spacing:.04em;margin-top:-10px;
}

/* ── HEADER LOGO ── */
.logo-wrap{display:flex;align-items:center;line-height:1}
.logo-wrap svg{display:block}

/* ── FOOTER LOGO ── */
.footer-logo-wrap{
  display:flex;flex-direction:column;align-items:center;
  gap:4px;margin-bottom:18px;
}
.footer-logo-wrap svg{display:block}

/* ── YOUR LOGO SIZES ── */
.site-logo {
  height: 48px;
  width: auto;
  max-width: 200px;
  display: block;
  object-fit: contain;
}
.loader-logo-img {
  height: 140px;
  width: auto;
  max-width: 70vw;
  display: block;
  object-fit: contain;
  filter: brightness(0) invert(1);
  animation: ldr-pop .45s cubic-bezier(.34,1.56,.64,1) both;
}
.footer-logo-img {
  height: 72px;
  width: auto;
  max-width: 260px;
  display: block;
  object-fit: contain;
  margin-bottom: 10px;
}
.logo-wrap         { display: flex; align-items: center; }
.footer-logo-wrap  { display: flex; flex-direction: column; align-items: center; margin-bottom: 20px; }
.ldr-bar { width: 240px; }
@media(max-width:600px){
  .site-logo        { height: 36px; max-width: 140px; }
  .loader-logo-img  { height: 100px; max-width: 65vw; }
  .footer-logo-img  { height: 56px; max-width: 180px; }
  .ldr-bar          { width: 180px; }
}
/* HEADER logo — tall enough to be clearly visible */
.site-logo {
  height: 220px;          /* visible in 70px header */
  width: auto;
  max-width: 220px;      /* never wider than header allows */
  display: block;
  object-fit: contain;
}

/* LOADER logo — big and centered on full screen */
.loader-logo-img {
  height: 200px;         /* large on desktop */
  width: auto;
  max-width: 80vw;       /* never wider than screen on mobile */
  display: block;
  object-fit: contain;
  filter: brightness(0) invert(1); /* white version on dark green */
  animation: ldr-pop .45s cubic-bezier(.34,1.56,.64,1) both;
}

/* FOOTER logo — prominent but not overwhelming */
.footer-logo-img {
  height: 220px;
  width: auto;
  max-width: 280px;
  display: block;
  object-fit: contain;
  margin-bottom: 10px;
}

/* Logo wrappers */
.logo-wrap         { display: flex; align-items: center; }
.footer-logo-wrap  { display: flex; flex-direction: column; align-items: center; margin-bottom: 20px; }

/* Loader progress bar wider on bigger logo */
.ldr-bar { width: 260px; }

/* Mobile logo adjustments */
@media(max-width:600px){
  .site-logo        { height: 300px; max-width: 160px; }
  .loader-logo-img  { height: 300px; max-width: 75vw; }
  .footer-logo-img  { height: 300px; max-width: 200px; }
  .ldr-bar          { width: 200px; }
}

/* ── FOOTER DISCLAIMER ── */
.footer-disclaimer{
  max-width:680px;margin:0 auto 18px;
  background:var(--s1);border:1px solid var(--b0);
  border-radius:10px;padding:18px 20px;text-align:left;
}
.footer-disclaimer .disc-title{
  font-family:var(--head);font-size:13px;font-weight:800;
  text-transform:uppercase;letter-spacing:.06em;
  color:var(--t0);margin-bottom:10px;
}
.footer-disclaimer p{
  font-size:12.5px;color:var(--t1);margin-bottom:8px;
  line-height:1.6;max-width:none;
}
.footer-disclaimer ul{
  padding-left:16px;margin:8px 0;
}
.footer-disclaimer li{
  font-size:12.5px;color:var(--t1);line-height:1.65;
  margin-bottom:5px;
}
.footer-disclaimer strong{color:var(--t0)}

/* Bank compare note */
.cmp-note{
  font-size:11px;color:var(--t3);font-style:italic;
  margin-bottom:10px;padding-bottom:8px;
  border-bottom:1px dashed var(--b0);
}

/* ── FIELD NOTES ── */
.field-note{
  font-size:12px;color:var(--t2);margin-top:6px;margin-bottom:4px;
  line-height:1.55;padding:7px 10px;background:var(--s1);
  border-radius:7px;border:1px solid var(--b0);
}
.warn-note{
  background:#fffbf0;border-color:rgba(176,125,26,.25);color:#6b4400;
}
.warn-note strong{color:#8a5000}

/* ── WHATSAPP BUTTON ── */
.wa-btn{
  display:inline-flex;align-items:center;gap:7px;
  background:#25D366;color:#fff;
  padding:8px 14px;border-radius:8px;font-weight:700;font-size:13px;
  text-decoration:none;flex-shrink:0;white-space:nowrap;
  transition:background .15s;
}
.wa-btn:hover{background:#1da851}
.wa-btn svg{flex-shrink:0}
@media(max-width:600px){.wa-text{display:none}.wa-btn{padding:8px 10px}}

/* ── SUBSCRIBE BOX ── */
.subscribe-box{
  max-width:560px;margin:0 auto 28px;
  background:var(--greenl);border:1px solid rgba(30,92,58,.2);
  border-radius:12px;padding:22px 20px;text-align:center;
}
.sub-title{font-family:var(--head);font-size:17px;font-weight:800;color:var(--green);margin-bottom:7px}
.sub-desc{font-size:13px;color:var(--t1);margin-bottom:14px;line-height:1.55}
.sub-form{display:flex;gap:8px;max-width:420px;margin:0 auto 8px}
.sub-form input{
  flex:1;padding:10px 13px;border:1.5px solid var(--b1);
  border-radius:8px;font-size:14px;outline:none;
  font-family:var(--body);color:var(--t0);background:var(--card);
}
.sub-form input:focus{border-color:var(--green)}
.sub-btn{
  padding:10px 16px;background:var(--green);color:#fff;
  border:none;border-radius:8px;font-weight:700;font-size:13.5px;
  cursor:pointer;white-space:nowrap;font-family:var(--head);
  transition:background .15s;
}
.sub-btn:hover{background:var(--green2)}
.sub-msg{font-size:13px;color:var(--green);font-weight:600;min-height:20px}
.sub-note{font-size:11.5px;color:var(--t3);margin-top:7px}
@media(max-width:480px){.sub-form{flex-direction:column}.sub-btn{width:100%}}

/* ── SEO CONTENT BLOCKS ── */
.seo-block{
  background:var(--card);border:1px solid var(--b0);border-radius:12px;
  padding:24px 20px;margin-bottom:20px;overflow:hidden;
}
.seo-block h2{font-size:22px;font-weight:800;color:var(--t0);margin-bottom:14px;letter-spacing:-.3px}
.seo-block h3{font-size:14px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;
  color:var(--green);margin:18px 0 8px}
.seo-block p{font-size:14px;color:var(--t1);line-height:1.7;margin-bottom:10px}
.seo-block strong{color:var(--t0);font-weight:700}
.seo-keywords{
  font-size:12px!important;color:var(--t3)!important;
  font-style:italic;line-height:1.6!important;
  padding:8px 12px;background:var(--s1);border-radius:7px;
  border:1px solid var(--b0);margin-top:4px!important;
}
@media(max-width:600px){
  .seo-block{padding:16px 14px}
  .seo-block h2{font-size:19px}
  .seo-block h3{font-size:13px}
  .seo-block p{font-size:13.5px}
}