
Thinking of buying property in Pakistan in 2026?
With SBP policy rate at 11.50% and KIBOR at 11.96%, home loan rates from top banks are now between 12.99% – 15.96% per year — the most competitive in years.
But here’s what most people get wrong, they only calculate the EMI. They forget:
❌ Processing fee (0.5%–2%)
❌ Property valuation charges
❌ Takaful/Insurance premium
❌ Stamp duty & legal fees
LoanHissab calculates ALL of it — for free.
✅ Compare Meezan Easy Home, HBL, UBL, HBFC & 7 more banks
✅ Islamic Musharakah & Conventional options
✅ SBP 85% LTV rule applied automatically
✅ DBR check included
📱 Calculate now → www.loanhissab.com We do not provide loans. We only calculate them.