Which bank has the lowest home loan rate in Pakistan 2026?

As of the August 2026 indicative snapshot, Meezan Bank Easy Home offers around 12.65% profit rate fixed for the first 3 years. HBFC offers government-subsidized rates as low as 10.75% under the Mera Pakistan Mera Ghar scheme for first-time buyers.

What is the SBP car loan limit in Pakistan?

SBP limits aggregate auto financing to PKR 3 million per person across all banks. For cars above 1000cc, minimum down payment is 30% and maximum tenure is 3 years. For locally manufactured cars up to 1000cc, minimum down payment is 15% and maximum tenure is 5 years.

What is DBR (Debt Burden Ratio) in Pakistan banking?

DBR is the percentage of your monthly net income going to all loan installments combined. SBP mandates maximum DBR of 50% for housing finance and 40% for auto and personal loans.

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May 12, 2026 Personal Loan

Make Your Dream Wedding Hassle-Free with a Personal Loan

Shaadi season is here and costs are real in 2026! Approximately 2 million weddings take place in Pakistan every year, with an average wedding costing anywhere from Rs. 10 to […]

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