Which bank has the lowest home loan rate in Pakistan 2026?

As of May 2026, Meezan Bank Easy Home offers 12.99% profit rate fixed for the first 3 years. HBFC offers government-subsidized rates as low as 11% under the Mera Pakistan Mera Ghar scheme for first-time buyers.

What is the SBP car loan limit in Pakistan?

SBP limits aggregate auto financing to PKR 3 million per person across all banks. For cars above 1000cc, minimum down payment is 30% and maximum tenure is 3 years. For locally manufactured cars up to 1000cc, minimum down payment is 15% and maximum tenure is 5 years.

What is DBR (Debt Burden Ratio) in Pakistan banking?

DBR is the percentage of your monthly net income going to all loan installments combined. SBP mandates maximum DBR of 50% for housing finance and 40% for auto and personal loans.

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SBP: 11.50% KIBOR: 11.96% Petrol: ₨399.86/L

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Salary Person? Don’t Worry! You Can Have Your Dream Bike

May 12, 2026

Salaried person in Pakistan? Your dream bike is closer than you think! With petrol at Rs. 414.78/litre, a motorcycle is now the smartest financial decision you can make. A Honda […]

Fuel Prices Pakistan 2026: True Cost of Car Ownership

May 11, 2026

Fuel Prices Pakistan 2026: How Rising Petrol Costs Are Destroying Your Car Budget Updated: May 11, 2026 | LoanHissab.com Petrol in Pakistan now costs Rs. 414.78 per litre and High-Speed […]